High yield. Real-world assets. Policy-aligned
Institutional-Grade Money Market
Protocol on Stellar
High-yield strategies for retail and permissioned, fixed-rate RWA credit for institutions - built on policy-aligned rails.
Solution
Optimized Yield with Transparent Risk
Risk-tiered pools and optimizer vaults with clear parameters and leveraged yield strategies. Deposits route automatically to the best-fit pools based on your risk/return profile - within policy-aligned constraints.
Institutional Access
Permissioned, fixed-rate credit pools collateralized by tokenized RWAs. Allow-listed lenders and borrowers with auditable access controls.
Built on Stellar Rails
Native anchors, fiat on/off-ramps, SEP-12 KYC, SEP-8 approvals, and address allow-lists - so policy alignment and settlement are first-class.
Native Stellar Institutional-Grade DeFi
For Retail
- Earn variable 15–20% APY via curated high-yield strategies
- Multi-asset support (XLM, USDC, EURC)
- Clear risk tiers with transparent parameters
- Fiat on/off-ramps via Stellar anchors.
For Institutions
- Permissioned, fixed-rate credit backed by tokenized RWAs
- Opt-in KYC/AML with allow-listed access
- Direct fiat rails via Stellar anchors for faster funding and settlement.
Why Stellar
- Regulated anchor network with real banking connections
- Institutional-grade rails (KYC/AML infrastructure, address allow-lists)
- An ecosystem with participants such as Franklin Templeton, MoneyGram, and Circle (ecosystem participants, not endorsements).
Testnet Ready
Testnet Functionality
Deposit USDC or XLM
Access lending pools; borrow against collateral
Multi-asset support (XLM, USDC, EURC)
Testnet only - no real funds.